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Business loan proposals that banks can approve
Banks decline weak files, not weak businesses. We turn your books into a file a credit officer can say yes to.
What you get
Plan
A business plan a credit officer can actually read: activity, market, costs and use of funds.
Numbers
3-year income, cash-flow and balance-sheet projections tied to your real books, plus a repayment schedule.
Queries
One bank-query round included: when the bank asks for more, we answer with workings, not new fees.
What is in the file
- Business plan
- Three-year financial projections
- Repayment schedule
- One round of responses to bank queries
Price and terms
| Item | Price (TZS) |
|---|---|
| Bank / credit proposal | from 500,000 |
| Extra revision round | 100,000 |
50% upfront, balance on delivery. Current books make this faster, which is why we suggest a retainer first.
Questions SMEs ask us
What does a bank proposal cost?
From TZS 500,000 as a fixed-fee project: 50% upfront, balance on delivery. An extra revision round on any fixed-fee project is TZS 100,000.
Why do banks decline SME files?
Usually weak statements and no projections, not a weak business. Retainer clients get approved faster because their books are already current.
How long does it take?
Depends on your books. Health check first, then a dated delivery plan in the engagement letter.
Related services
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